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When you first received your structured settlement it was designed to anticipate future needs and plans. But your life may have taken a few unexpected turns and you need part or all of that money now. Perhaps you need it to pay off medical bills, get out of debt or go back to school.
Your situation is not unlike others who have come to Clearscape Funding Corporation for help.
We work with individuals in all types of situations to help them exchange all or part of their structured settlement for cash. This type of transaction is called "funding," and it is a decision that must be carefully considered. Our goal is to understand your situation and help you determine if funding is right for you. Then we work with you to craft a solution that fits your needs and we guide it through the court system.
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What are the advantages of a funding solution?
Here are some reasons a funding solution may be a good option:
 Unlike second mortgages and personal loans, this is not a loan and
therefore no repayment is necessary.
The money is awarded based on a fixed interest rate calculated over time
so you know exactly how much money you will receive.
No collateral other than the structured settlement benefit is required to get
the cash.
Here are some of the ways our clients have used funding:
Improving their home
Paying off medical bills
Starting a business
Getting out of debt from credit cards, or legal situations
Paying Child Support
Buying land
Paying for the birth of a child
Going back to school
Buying a house
Moving
Obtaining a divorce
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Is selling a structured settlement always the right thing to do?
No. There are a lot of things to consider and you want to make sure that selling your structured settlement doesn’t put your long-term stability at risk. Our experienced professionals will work with you to help determine if a funding solution is the right choice.
What other options are available?
There are many alternatives to consider before deciding to sell your structured settlement. Here are a few:
Home equity financing
401(k) loan
Life insurance loans
Negotiating with your lenders for lower interest or deferred payments
IRA withdrawal
Reverse mortgages
Consolidating your loan
Debt counseling
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Advantages
Alternatives to Consider
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